Car Breakdown Cover

The reason for purchasing car breakdown cover is obvious: If you’re having problems with your car, wherever you are in the UK, car breakdown cover will guarantee that a qualified mechanic is just one call away to come and help you out. Your insurance company will either arrange a specialist team of mechanics to assist you, or the nearest approved garage.
As with most insurance policies, with car breakdown cover, there are various levels of cover available. The cheapest cover is basic roadside assistance. More comprehensive cover is more expensive and includes features such as emergency accommodation and car hire. The particular requirements of the individual customer determine which level of cover should be purchased.
Most car breakdown cover providers offer the choice to either cover the individual or the vehicle: Vehicle breakdown cover is the cheaper of the two options, and will cover a specified vehicle, regardless of who is driving. Personal breakdown insurance provides cover for the individual, irrespective of what vehicle they are driving. Personal membership also insures the individual if they are a passenger.
One thing to bear in mind when purchasing car breakdown cover is if there are any limitations of the policy. For example, some breakdown cover providers put restrictions on the number of callouts allowed, and also on the cost of parts and/or labour.
Be sure to shop around for the right policy for you. Compare different policies, and find one which you’re confident will be on call to help should you need assistance. Most insurance providers aim to have a mechanic with you to help in well under an hour. Again, this is something you can look at when comparing the particulars of various different policies.

How to Find the Best Car Breakdown Cover

Car breakdown insurance is often a cost-effective way to cover several drivers who share more than one car while living at the same address.
Finding cheap car breakdown cover is no harder than looking for standard breakdown cover.
The same rules apply to the levels of cover - like basic car breakdown cover roadside recovery covers the cost of repairs while you're mid-journey, and home start policies help start your car if it breaks down on the drive - but instead of covering just one driver or a single car, the policies can protect up to four drivers living at the same house who share a small pool of cars.
Many also include a free text or call to let someone know a driver has broken down and help is on the way, which gives peace of mind for families with teenagers out late.
Most car breakdown cover providers also offer a priority call out service to vulnerable drivers, like single women or mums travelling with children.
However, car breakdown car cover does not extend to anyone living away from the family home, so a student can have cover while staying with mum and dad, but not when they are living elsewhere.
Some insurers cap their cover, so cars listed as a car breakdown cover vehicle may have a limit of five or six call-outs a year, so this is something worth checking.
When making a car breakdown cover comparison, check out the details of the cover - points to watch are how close to home roadside assistance starts; what happens to your car if a technician can’t get it started while you are away from home, and how the insurer will help you get back to your house or continue your journey.
Once you have picked the packages that offer the cover you want, start comparing the prices.
The best family breakdown cover is not necessarily the cheapest, but the package that offers the cover you need at the most reasonable price.

Why not visit a breakdown cover comparison site for the lowest prices or read Start Rescue Reviews.